Cloze Test – 1 for Banking Preparation

Cloze Test for Banking Preparation:

Cloze Test for Banking Preparation

Direction (Q.1 – 10) :- In the following passage, some of the words have been left out, each of which is indicated by a number. Find the suitable word from the options given against each number and fill up the blanks with appropriate words to make the paragraph meaningfully complete.

Banks are …(1)… from other corporate in important …(2)… and that makes corporate governance of banks not only different but also more critical. Banks facilitate economic growth, are the …(3)… of monetary policy transmission and constitute the economy’s payment and settlement system. By the very …(4)… of their business, banks are highly leveraged. They accept large amounts of un-collateralized public funds …(5)… deposits in a fiduciary capacity and further leverage those funds through credit creation. Banks are interconnected in diverse, complex and opaque ways underscoring their ‘contagion’ potential. If a corporate fails, the …(6)… can be restricted to the stakeholders. If a bank fails, the impacts can …(7)… rapidly through to other banks with potentially serious consequences for the …(8)… financial system and the macro economy. While regulation has a …(9)… to play in ensuring robust corporate standards in banks, the point to recognize is that …(10)… regulations is a necessary, but not a sufficient condition for good corporate governance. In this context, the relevant issues …(11)… to corporate governance of banks in India are bank ownership, accountability, transparency, ethics, compensation, splitting the posts of chairman and CEO of banks and corporate governance under financial holding company structure, …(12)… should engage adequate attention.

  1. (1) Different (2) Same (3) Diverse (4) Differentiated (5) Similar
  2. (1) Aspects (2) Perspectives (3) Leads (4) Manners (5) Policies
  3. (1) Agents (2) Catalysts (3) Motivators (4) Point (5) Ingredients
  4. (1) Limitation (2) Spread (3) Nature (4) Haste (5) Urge
  5. (1) In (2) For (3) From (4) As (5) To
  6. (1) Fall over (2) Push out (3) Pull out (4) Fall out (5) Throw out
  7. (1) Inject (2) Mix (3) Flow (4) Spread (5) Constrict
  8. (1) Wide (2) Instable (3) Long (4) Small (5) Closed
  9. (1) Game (2) Music (3) Role (4) Roll (5) Interest
  10. (1) Calculated (2) Miscalculated (3) Estimated (4) Imaginative (5) Hard
  11. (1) Persisting (2) Pertaining (3) Disturbing (4) Cornering (5) Struggling
  12. (1) Which (2) When (3) Why (4) How (5) That
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